ХудожникБогородицаIn a clever attempt at spreading viral video to promote their car insurance policy, BPI Auto Loans is the first company to ever offer an additional clause to include “Acts of Stupidity”.

This is a huge departure from the normal “Acts of God” or “Acts of Nature” provisions that is usually included in standard automotive insurance coverage.

The Christopher Lao incident during Typhoon Ondoy last August has promoted BPI to include this provision into their policies.

The announcement was made thru a new TV commercial which feature Christopher Lao himself.

It’s a classic act and a move that could change how policy-makers look at incurance coverage.

This will definitely send a shockwave to the car industry and will be a huge boost to BPI Auto Loans.